:root{--navy:#0a2a4a;--navy2:#071b30;--blue:#164f77;--orange:#f47a1f;--light:#f4f7fa;--text:#14243a;--muted:#647283;--line:#e3e9ef}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,Arial,Helvetica,sans-serif;color:var(--text);line-height:1.65;background:#fff}
a{color:inherit}.container{width:min(1180px,calc(100% - 40px));margin:auto}
.topbar{background:var(--navy2);color:#dce6ef;font-size:13px}.topbar .container{height:38px;display:flex;justify-content:space-between;align-items:center}.topbar-links{display:flex;gap:22px}.topbar a{text-decoration:none;color:#fff}
.site-header{position:sticky;top:0;z-index:100;background:rgba(255,255,255,.96);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}
.nav-wrap{height:82px;display:flex;align-items:center;justify-content:space-between}.logo img{width:252px;display:block}
.nav{display:flex;align-items:center;gap:26px}.nav a{text-decoration:none;font-size:14px;font-weight:750;color:#263a50}.nav a:hover{color:var(--orange)}
.nav .active{color:var(--orange)}.nav-cta{background:var(--orange);color:#fff!important;padding:11px 16px;border-radius:8px}.menu-toggle{display:none;border:0;background:none;font-size:27px}
.hero{padding:86px 0 72px;background:linear-gradient(120deg,#071b30,#0a2a4a 58%,#16577f);color:#fff;position:relative;overflow:hidden}
.hero:before{content:"";position:absolute;inset:0;background-image:linear-gradient(rgba(255,255,255,.035) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.035) 1px,transparent 1px);background-size:52px 52px}
.hero-grid{position:relative;display:grid;grid-template-columns:1.05fr .95fr;gap:54px;align-items:center}.hero h1{font-size:clamp(45px,5.6vw,72px);line-height:1.05;margin:16px 0 24px}.hero p{font-size:19px;color:#d9e5ee;max-width:690px}.hero-art img{width:100%;filter:drop-shadow(0 28px 50px rgba(0,0,0,.28))}
.kicker,.eyebrow{font-size:12px;letter-spacing:.18em;text-transform:uppercase;font-weight:850;color:var(--orange)}.eyebrow.light{color:#ffc08d}
.actions{display:flex;gap:14px;margin-top:30px}.btn{display:inline-flex;align-items:center;justify-content:center;padding:14px 22px;border-radius:9px;text-decoration:none;font-weight:800;border:0;cursor:pointer}
.btn-primary{background:var(--orange);color:#fff}.btn-secondary{border:1px solid rgba(255,255,255,.42);color:#fff}.btn-dark{background:var(--navy);color:#fff}
.hero-tags{display:flex;flex-wrap:wrap;gap:12px;margin-top:38px}.hero-tags span{border:1px solid rgba(255,255,255,.16);background:rgba(255,255,255,.06);padding:8px 12px;border-radius:999px;font-size:13px}
.section{padding:92px 0}.section.alt{background:var(--light)}.two-col{display:grid;grid-template-columns:1fr 1fr;gap:72px;align-items:start}.section h2{font-size:clamp(34px,4vw,52px);line-height:1.16;margin:13px 0 22px}.lead{font-size:18px;color:#506175}
.stats{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:34px}.stat{padding:22px;border:1px solid var(--line);border-radius:14px;background:#fff}.stat strong{display:block;font-size:28px;color:var(--navy)}.stat span{color:var(--muted);font-size:14px}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:40px}.card{background:#fff;border:1px solid var(--line);border-radius:15px;padding:27px;box-shadow:0 10px 30px rgba(9,35,60,.045)}.card .num{width:42px;height:42px;display:grid;place-items:center;border-radius:9px;background:#fff0e5;color:#d65d09;font-weight:850}.card h3{margin:17px 0 9px}.card p{margin:0;color:var(--muted)}
.band{background:var(--navy);color:#fff}.band-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:60px;align-items:center}.band img{width:100%;border-radius:20px}.band p{color:#d5e0e9}
.list{list-style:none;padding:0;margin:0;display:grid;gap:16px}.list li{border-left:4px solid var(--orange);padding:10px 0 10px 18px}.list strong,.list span{display:block}.list span{color:#66778a;margin-top:4px}
.page-hero{padding:72px 0;background:linear-gradient(120deg,#071b30,#123f62);color:#fff}.page-hero h1{font-size:clamp(40px,5vw,64px);margin:12px 0}.breadcrumbs{font-size:13px;color:#cad7e2}
.content-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:58px}.sidebar{background:var(--light);border-radius:16px;padding:28px;height:max-content}.sidebar h3{margin-top:0}
.quote-section{background:var(--navy2);color:#fff}.quote-grid{display:grid;grid-template-columns:.75fr 1.25fr;gap:60px}.quote-form{background:#fff;color:var(--text);padding:30px;border-radius:16px}.row{display:grid;grid-template-columns:1fr 1fr;gap:16px}.quote-form label{display:grid;gap:7px;font-size:14px;font-weight:750;margin-bottom:15px}.quote-form input,.quote-form textarea,.quote-form select{width:100%;padding:12px;border:1px solid #d4dce4;border-radius:8px;font:inherit}
.contact-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:58px}.contact-cards{display:grid;grid-template-columns:1fr 1fr;gap:18px}.contact-card{background:var(--light);border-radius:15px;padding:26px}.contact-card a{color:#d95e08;font-weight:800;text-decoration:none}
.policy{max-width:860px}.policy h2{font-size:30px;margin-top:42px}.policy p,.policy li{color:#516275}
footer{background:#061524;color:#c8d3dd;padding:44px 0}.footer-grid{display:grid;grid-template-columns:1fr 1fr 1fr;gap:24px;align-items:center}.footer-grid img{width:225px}.footer-grid p:last-child{text-align:right;font-size:13px}
.notice{padding:12px 16px;border-radius:10px;background:#fff6ee;border:1px solid #ffd6b6;color:#7a3b0a}
@media(max-width:930px){.menu-toggle{display:block}.nav{display:none;position:absolute;top:82px;left:20px;right:20px;flex-direction:column;align-items:flex-start;background:#fff;padding:22px;border:1px solid var(--line);border-radius:14px;box-shadow:0 18px 45px rgba(0,0,0,.13)}.nav.open{display:flex}.hero-grid,.two-col,.band-grid,.content-grid,.quote-grid,.contact-grid{grid-template-columns:1fr}.cards{grid-template-columns:repeat(2,1fr)}.contact-cards{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr}.footer-grid p:last-child{text-align:left}.topbar .container{height:auto;padding:8px 0;align-items:flex-start}.topbar-links{flex-direction:column;gap:2px}.hero-art{order:-1}.hero{padding-top:55px}}
@media(max-width:620px){.container{width:min(100% - 28px,1180px)}.logo img{width:205px}.cards,.row,.stats{grid-template-columns:1fr}.hero h1{font-size:41px}.actions{flex-direction:column;align-items:flex-start}.section{padding:70px 0}.page-hero{padding:55px 0}}